yamyam wrote: Because with debit card, the payment and refund process are comparably expensive, in my coutry, the fee for $100-$300 transaction is $20 and that's in SEA region only, let's say they have to pay same fee to refund because kickstarter fails, that's $40 dollar cost for nothing.
Because, you don't actually get charged until the end of the kickstarter funding period and only if it is successful
When is my card charged?
If the project you’re backing is successfully funded, your card will be charged when the project reaches its funding deadline. If the project does not reach its funding goal, your card is never charged.
If you've backed a project that is still live and are seeing a charge on your bank statement, what you are likely seeing is a temporary authorization of funds. The time it takes for an authorization to clear varies on the bank, but typically takes 1 - 3 days. You will not be charged until the project you backed has ended successfully.