I think someone somewhere put it most elegantly:
"Welcome to free online gaming"
But seriously, why does everyone insist on this? I've had my fair share of total annihilation matches in which my opponent sports more 5*'s then I have pennies in my wallet, I don't complain though. I just pick myself off the tarmac and prepare for another duel. On the flip side, I have demolished Iczer's running "broken" decks with my slightly modified Falkow starter. Half the game is money half the game is skill, and in some cases skill beats out money.
Another solution to this problem is a larger player base - as the game increases in size there will be a larger variance of players in Folrart and the guys with the "big wallets and proportionally sized guns" will be less frequently wiping the floor with you. Also, additional sets will mess with the metagame which will probably remove these current "broken" decks in favour of different strategy's. For instance, up until about a day ago, LeBeau was never seen in Folrart because of the EX packs existence. Now, it seems to be back in style, but that's besides the point.
When the game gets larger this will be less of a problem, but as of right now there are optimal decks to play in each sphere and those with the money will be playing those decks simply put, because they work. The card base is very small so those starter decks - although half decent - don't compare to the current meta very well, unless you run Falkow or Gowen and scored with your level ups (Panther Soul / Blitz Soldier).
If it's this big of a deal for you, make a new account and chill out in Crest until the player base expands some more or at least until Set 2 is released next month sometime (I think). Crest is always a challenge because so few people in there spend money - and those that do usually wait it out until level 10 because they know that's when the going gets tough.